User Management System

Junior Achievement USA^®

Privacy Policy

This statement discloses the privacy practices of Junior Achievement USA® for our Websites at "ja.org" and "juniorachievement.org" and our products and services. You acknowledge this privacy policy is part of our Terms of Use, and by accessing our Websites or using our products and services, you agree to be bound by all of the Terms of Use and understand this privacy policy. We refer to ourselves as "Junior Achievement" in this policy.

Questions pertaining to this policy should be directed to: newmedia@ja.org for clarification.

Website Terms and Conditions

Our Privacy Vow

Your privacy is important. We strive to provide you with a safe and secure user experience. On occasion, there may be instances wherein information must be obtained in order to differentiate you from our thousands of other unique visitors. This helps us provide information and services that are most relevant to you. Our primary goal in collecting information from you is to provide you with a smooth and efficient experience while using our products and Website.

Types of Information Collected

In those instances where we obtain information from you through registration, cookies or otherwise, the information falls into two categories; personally identifiable information, and anonymous information. Personally identifiable information lets us know the specifics of who you are. We do not collect any personally identifiable information about you unless you voluntarily provide it to us. When you engage in certain activities with our programs or with our Website, we may ask you to provide us with certain information about yourself. If you do not provide that information, depending on the product or service you may not be able to engage in that activity. It is completely optional for you to engage or not engage in those products or activities. Anonymous information refers to information that does not by itself identify a specific individual. We gather certain information about you based upon where you visit on our site in several ways. This information may be compiled and analyzed on an individual or aggregated basis. The anonymous information we collect and analyze is used for the sole purpose of improving our service to you.

We collect information through registration and cookies.

Registration

When registering for certain products and services such as contests, promotions, online curriculum and games, we may ask that you provide us with some information. This information may include your name, passwords, email address, phone number, and postal address, some of which will be used for personalization and identification purposes only.

Cookies

Some of our Web pages use "cookies" so that we can better serve you with more tailored information. Cookies are pieces of information that websites transfer to your browser to keep on your computer for record-keeping purposes. These cookies allow us to "save" your passwords and settings so that you can avoid re-entering them each time you return for a visit. It should be understood that cookies do NOT collect any information, but rather store preferences. The information we collect and analyze is used for the sole purpose of improving our service to you. The cookies make your use of the site easier, make the site run more smoothly, and help us to maintain a secure site.

The use of cookies is now an industry standard, and will be found on most major websites. If you so desire, you can set your browser to either notify you when you have received a cookie, or refuse cookies altogether. It should be understood that many sites will not function properly if your browser is set to decline cookies.

Use of Information

Any personal information you provide to Junior Achievement USA or that we collect from you is maintained and accessible only by Junior Achievement USA, unless specifically stated otherwise. Junior Achievement may use the information it collects in any of the following ways:

We do not sell or trade your personally identifiable information to others. We will NOT release your personally identifiable information to other organizations (other than perhaps between Junior Achievement USA and JA Worldwide, as described below) without your express permission.
Certain use of Junior Achievement USA's trademark, copyright and other intellectual property is licensed from JA Worldwide, which entity owns the trademarks "JA", "Junior Achievement" and other related branding rights, and with whom Junior Achievement USA has contractual obligations in connection with the licensing of those intellectual property rights. We may share your personally identifiable and anonymous information between Junior Achievement USA and JA Worldwide, but only for use in connection with the overall Junior Achievement organization.
We use aggregate data collected to inform our local offices of the number of people from their areas who are registered users. No personally identifiable information is disclosed in this process; only anonymous information in aggregate form.
Non-specific, aggregate data is also used for the purposes of collecting general demographic information, measuring user interests, and analyzing the collective characteristics and behaviors of our registered visitors. The collection of this information allows us to appropriately change, update, and service the Website in accordance to common trends.
From time to time, Junior Achievement may use your information to inform you of changes and enhancements to our content and services. For those who have elected to receive information from Junior Achievement such as offers or information about the company, we may send you direct or electronic mail regarding products and services we feel may be of interest to you. If you do not want to continue to receive such offers or information, simply tell us and we can edit your account information to no longer receive such mailings.
If you enter a sweepstakes or contest, we may use any personally identifiable or anonymous information that you provided to contact you if you should win.
You should be aware that if you voluntarily disclose personally identifiable information (i.e., your name, e-mail address, etc.) in any discussion forums or other public areas on this site, any information you disclose in your communication can be collected and used by third parties. Such activities are beyond our control and this policy does not apply to such information.
Ultimately, you are solely responsible for maintaining the secrecy of your password and/or account information. Please be careful and responsible whenever you are online.
Junior Achievement is in compliance with the Children's Online Privacy Protection Act of 1998 (COPPA). Junior Achievement makes reasonable efforts to avoid obtaining, and does not retain, any personal information from anyone under the age of 13 that would be in violation of the COPPA. The personally identifiable information we collect is in no way intended for those under the age of 13, unless we otherwise comply with COPPA. Where certain personal information is requested, it must be indicated that the user is 13 years of age or older in order for the information to be stored or transmitted, unless otherwise obtained and retained in accordance with COPPA.
We respond to subpoenas, warrants, or other court orders and judicial authorities regarding personally identifiable information and anonymous information concerning any member or visitor. We also reserve the right to release that information concerning a user who we believe is in violation of Junior Achievement's Terms of Use or other published guidelines and official rules, even without a subpoena, warrant, or other court order. We cooperate with law enforcement agencies in identifying those who use our servers for illegal activities. We also reserve the right to report any activity to law enforcement that we in good faith believe to be unlawful.
Junior Achievement also cooperates with, and reserves the right to release any and all personally identifiable information to tax collection and tax law enforcement agencies in order to identify those users who may owe taxes on earnings from Junior Achievement prize winnings. (U.S. residents who win $600.00 or more combined cash and merchandise prizes in a calendar year must provide their Social Security number in order to receive "1099" forms from Junior Achievement.)
Junior Achievement uses SSL security on any form that requires credit card information. We will never ask for information that could be used in a phishing scheme without the SSL security behind the form.
Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personally identifiable information, you acknowledge that: (a) there are security and privacy limitations of the Internet which are beyond our control; (b) the security, integrity, and privacy of any and all information and data exchanged between you and us through our Website cannot be guaranteed; and (c) any such information and data may be viewed or tampered with in transit by a third party.

Policies of Third Parties Not Addressed

This privacy policy only addresses the use and disclosure of information we collect from you. To the extent that other sites are accessible through our site, they have their own privacy policies and data collection, use and disclosure practices. We are not responsible for the policies or practices of third parties. Additionally, in the event other companies place advertising on our site, they may collect information about you if you view or click on their advertising through the use of cookies. We cannot control this collection of information; rather you should contact these advertisers directly if you have any questions about the information they collect.

Updates to Policy

Periodically, we may change, modify, make additions to or deletions from this policy, without giving you prior notice, or any notice. Any modifications to this policy will be posted as part of this policy. We suggest that you review and update yourself regarding this policy. Your continued use of our Website or products and services after any changes or modifications constitutes your agreement to follow and be bound by any changes or modifications.

Individuals may opt-out of communications, thereby terminating all existing information he or she may have registered with Junior Achievement. This is done by sending an email to newmedia@ja.org and requesting a removal from our database.

Any modifications to this policy will be posted in this space. We welcome any questions or comments you have.

Terms of Use

Junior Achievement USA® ("Junior Achievement" or "we") operate the "www.ja.org" and "www.juniorachievement.org" website ("Website") to provide you with online information about Junior Achievement and its products, services, information and opportunities ("Services"). Certain areas of this site contain additional terms and conditions that are applicable to specific Content and Services and, those additional terms are incorporated in these Terms of Use and collectively govern your use of those areas of Content. These Terms of Use, which include our Privacy Policy and additional terms and conditions applicable to certain Content or Services on our Website, comprise the "Agreement" regarding your use of the Website. By accessing, viewing or using the Website, you agree to be bound by each of the terms, covenants, conditions and provisions set forth in these Terms of Use, and intend these Terms of Use to be the equivalent of a signed, written contract.

Questions pertaining to these Terms of Use should be directed to: newmedia@ja.org for clarification.

Please note that Junior Achievement reserves the right to modify these Terms of Use and the Services offered by Junior Achievement from time to time without prior notice to you. You acknowledge and agree that it is your responsibility to review the Website and these Terms of Use periodically and to be aware of any modifications. Your continued use of the Website after such modifications will constitute your acknowledgement of the modified Terms of Use and agreement to abide and be bound by the modified Terms of Use.

Use of Website.

Your use of the Website is subject to all applicable laws and regulations. You may use the Website and the Services that you see, hear or otherwise experience on the Website ("Content") solely for your personal, non-commercial purposes and to learn about our Services. By your use of the Website, no right, title or interest in any Content is conveyed to you. You may not use, alter, copy, distribute, transmit, or derive another work from any Content or Services obtained from the Website, except as expressly permitted by these Terms of Use or the particular area of the Website. We reserve the right to modify the Website, the look and feel of the Website, and the Content on the Website without prior notice to you. You are solely responsible for the contents of any communications you make or post through the Website.

You understand and agree that temporary interruptions of the services available through the site may occur as normal events. You further understand and agree that we have no control over third-party networks you may access in the course of the use of the site, and therefore, delays and disruption of other network transmissions are completely beyond our control.

Privacy Policy.

Use of the Website is also governed by our Privacy Policy, which is incorporated into this Agreement and listed above. Please refer to our Privacy Policy for information about information we may collect from you and how we use that information.

Intellectual Property Rights.

All Content contained on the Website and the Junior Achievement Services referenced or included within this site, unless otherwise indicated, are protected by law, including, but not limited to, United States copyright and trademark laws, as well as other state, national and international laws and regulations. Unlawful copying or use of Junior Achievement's intellectual property and intellectual property rights it owns or licenses will be considered infringement. Junior Achievement USA licenses certain of its intellectual property rights from JA Worldwide. JA Worldwide, Junior Achievement USA's area licensees, and their respective officers, directors, employees, contractors and agents, and their suppliers, sponsors and advertisers, are collectively referred to as the "Affiliates" in this Agreement. Junior Achievement USA and JA Worldwide are the owners or licensees of the various trademarks and logos on the Website. You may download and reprint one copy of any Content on the Website for personal, non-commercial use only, though we do not warrant that any files which you download will be free of viruses or other harmful or disruptive code. Otherwise, you may not copy, post, modify, distribute, or reproduce any such intellectual property in any way. In addition, to the extent the Website references, mentions or links to any copyrighted material, trademarks, or other proprietary information belonging to third parties, you may not copy, post, modify, distribute, or reproduce any such intellectual property without obtaining the prior written consent of the owner of such proprietary rights. Third Party Content, Sites and Services. The Website may contain links to other Internet sites, resources and/or sponsors of the Website. We do not verify, warrant, endorse or take responsibility for the availability, accuracy, completeness or quality of the content contained in these outside sites. Junior Achievement is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Junior Achievement of the site or any association with its operators. Disclaimer of Warranties. THE CONTENT AND OTHER INFORMATION PROVIDED ON THIS WEBSITE HAVE BEEN PREPARED AND PROVIDED TO YOU FOR GENERAL INFORMATION PURPOSES ONLY. ALTHOUGH WE STRIVE TO PROVIDE YOU WITH ACCURATE INFORMATION, THE CONTENT ON THIS WEBSITE MAY INCLUDE TYPOGRAPHICAL ERRORS, INACCURACIES OR OTHER MISTAKES. ALL MATERIALS AND SERVICES ON THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR THE WARRANTY OF NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, WE MAKE NO WARRANTY THAT (A) THE SERVICES AND MATERIALS WILL MEET YOUR REQUIREMENTS, (B) THE SERVICES AND MATERIALS WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (C) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES OR MATERIALS WILL BE EFFECTIVE, ACCURATE, OR RELIABLE, OR (D) THE QUALITY OF ANY PRODUCTS, SERVICES OR INFORMATION OBTAINED BY YOU FROM THE SITE WILL MEET YOUR EXPECTATIONS OR BE FREE FROM MISTAKES, ERRORS OR DEFECTS. WE ASSUME NO RESPONSIBILITY FOR THE TIMELINESS, DELETION, MISDELIVERY OR FAILURE TO STORE ANY USER COMMUNICATIONS OR PERSONALIZATION SETTINGS. THE USE OF THE SERVICES OR THE DOWNLOADING OR OTHER ACQUISITION OF ANY MATERIALS THROUGH THIS SITE IS DONE AT YOUR OWN DISCRETION AND RISK. Limitation on Liability. IN NO EVENT SHALL WE NOR OUR AFFILIATES BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION THOSE RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY OR ANY OTHER THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE WEBSITE OR OF ANY WEBSITE REFERENCED OR LINKED FROM THE SITE. FURTHER, NEITHER WE NOR OUR AFFILIATES SHALL BE LIABLE IN ANY WAY FOR THIRD-PARTY GOODS AND SERVICES OFFERED THROUGH THE SITE. SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

International Use.

Although the Website may be accessible worldwide, we make no representation that Content on this site are appropriate or available for use in locations outside the United States, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access the Website from other locations do so on their own initiative and are responsible for compliance with local laws. Any offer for any product, service and/or information made in connection with this Website is void where prohibited.

U.S. Export Controls.

To the extent any software is available in connection with the Services ("Software"), it is further subject to United States export controls. No Software may be downloaded from the Services or otherwise exported or re-exported in violation of U.S. export laws. By downloading or using the Software, you represent and warrant that such download or use is not in violation of any such law. Disputes. If there is any dispute about or involving the Services, you agree that the dispute shall be governed by the laws of the State of Colorado without regard to conflict of law provisions and you agree to personal jurisdiction by and venue in the state and federal courts of the State of Colorado. Either Junior Achievement or you may demand that any dispute between Junior Achievement and you arising out of this Agreement must be settled by arbitration utilizing the dispute resolution procedures of the American Arbitration Association (AAA) in Colorado.

Indemnity.

You agree to indemnify, defend and hold Junior Achievement USA, JA Worldwide and their Affiliates harmless from any loss, liability, claim, damages or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Website, Content or Services in violation of this Agreement and/or arising from a breach of this Agreement and/or if any Content that you post on the Website or through the Services causes Junior Achievement USA, JA Worldwide or their Affiliates to be liable to another. Other. This Agreement, together with our Privacy Policy, any product disclaimers, and any other terms and conditions referenced or incorporated herein constitute the entire agreement between you and Junior Achievement regarding the use of the Website. The failure of Junior Achievement to exercise or enforce any right or provision of this Agreement shall not operate as a waiver of such right or provision. The section titles in this Agreement are for convenience only and have no legal or contractual effect. This Agreement operates to the fullest extent permissible by law. If any provision of this Agreement is unlawful, void or unenforceable, that provision is deemed severable from this Agreement and does not affect the validity and enforceability of any remaining provisions. Please contact us at: newmedia@ja.org with any questions regarding this Agreement.